Disability Benefits
This voluntary benefit is 100% employee paid.
Short-Term Disability insurance is “paycheck” protection that pays a percentage of your salary if you become temporarily disabled for a period of weeks. Common short-term disability claims include injury, pregnancy and minor surgeries.
Plan Description |
|
|---|---|
Eligibility Waiting Period |
31 days after date of hire. Full time employees working 30 or more hours per week. |
Elimination Period |
7 days due to illness |
Weekly Benefit |
60% of weekly earnings to a max of $1,386 per week |
Maximum Benefit Duration |
12 Weeks |
Employee or Spouse Rates per $1,000 of coverage |
|||
|---|---|---|---|
Age Band |
Monthly |
Bi-Weekly |
Weekly |
<24 |
$0.426 |
$0.20 |
$0.10 |
25-29 |
$0.457 |
$0.21 |
$0.11 |
30-34 |
$0.442 |
$0.20 |
$0.10 |
35-39 |
$0.411 |
$0.19 |
$0.09 |
40-44 |
$0.503 |
$0.23 |
$0.12 |
45-49 |
$0.503 |
$0.23 |
$0.12 |
50-54 |
$0.625 |
$0.29 |
$0.14 |
This voluntary benefit is 100% employee paid.
Long-Term Disability insurance protects your ability to earn a paycheck. It pays a percentage of your salary if you become unable to work for a long period of time, months or even years. Common long-term disability claims include musculoskeletal disorders, cancer or serious illness and mental health issues.
Plan Description |
|
|---|---|
Monthly Benefit |
50% of the first $8,000 of monthly predisability earnings, reduced by |
Monthly Benefit Maximum |
$4,000 |
Monthly Benefit Minimum |
$100 or 15% of the Long-Term Disability benefit before reduction by |
Waiting Period |
90 Days |
Tier |
Employee Rate per $1,000 of coverage |
|---|---|
Employee |
$0.21 |